Credit cards

PRAVEX-BANK offers its clients the following types of credit cards:

• «Universal»
• «Universal plus»
• «Installments»
• «Installments-Econom»
• «Installments-Vicotec»
• «KIA CARD»
  
• Universal salary project
  
• Salary card with credit limit
• Deposit card with credit limit (service "Credit on deposit")
• Pension card with credit limit

All clients willing to draw up credit card with minimum time spending - can order card drawing up at home or at work free of charge, having called on +38 (044) 207-42-02. Service is available only during business hours since 9.00 a.m. till 06.00 p.m.

client's age qualification is from 21 to 65 years old.

Attention!

Since 23/08/2008 the current rates for card account opening and servicing will be changed under packets "Instalment-Econom", "Instalment-Econom while money transferring", "Instalment-Econom while payment making", "Instalment-Econom while banking metals purchasing", "Instalment-Standard", "Rasrochka-Vicotec", "Instalment-KIA", "BIOCON", "Instalment while consumer credit drawing/paying off", "Instalment for reliable clients":

• Cost of card account closing will make up $5 (earlier 1$);
• Cost of card account replenishment will make up 1.5, min UAH 1 (earlier 1,5%);
• Interest rate accrued on positive balance of client's own card funds, makes up 3% p.a. (earlier 0%);
• Grace period on all credit cards "Instalment" makes up 60 days since the moment of card issue (indicated on card).

During grace period interest rate accrued on credit limit will make up 0,01% p.a.

These changes will cover all valid credit cards "Instalment" as well as cards drawn up after changes took effect.