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08.05.2008PRAVEX-BANK offers Universalnaya-Plus new rate packet to its customers
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07.05.2008↓For individuals
Traveller’s checks, international cards VISA TravelMoney Cash Passport
For individuals
•Traveller's checks, cards Visa TravelMoney Cash Passport .
If you travel often or your job is connected with often business trips, sure you have already tried to use traveller’s checks, because it’s always a risk to take cash with you. Also you can not be absolutely sure in security of your savings, which you keep in a hotel room or at home. Money can be lost or stolen. In order to protect you from such problems Pravex-Bank offers to your attention traveller’s checks and international cards Visa TravelMoney Cash Passport.
Traveller’s check like a plastic card is a reliable and secure means of payment and getting cash when you travel abroad – checks are attested by the signature of their owner. But on the contrary from bank cards on getting a check the client does not have to open a special account and wait till the card itself will be made. Besides traveller’s checks now are more widely spread in the world than plastic cards. By means of check you can both get cash and pay for purchases and services.
Nowadays using of traveller’s checks as cash equivalent is widely spread in many countries of the world. The main advantage of traveller’s checks is their high reliability of saving of invested money: traveller’s checks have termless validity, are converted into other currencies and, the most important fact – they are “cash” which are next to impossible to lose. If checks are stolen or lost, you can within fixed terms get compensation from the company-issuer.
Checks American Express are the most widely spread in USA, where in many cases they can be used as cash. There is also favourable regime for checks American Express in Australia, New Zealand, Canada, in Asia – in Bangladesh, Brunei, Israel, India, Indonesia, Yemen, Malaysia, Pakistan, Singapore, Thailand, the Philippines, Sri-Lanka; in Latin America – in Argentina, on the Bahamas, in Bolivia, Venezuela, the Virgin islands, in Columbia, Mexico, Puerto-Rico, El Salvador, on Jamaica; in Africa – in Egypt, Kenya, Malawi, Morocco, Tanzania, SAR; in Europe – in Austria, Great Britain, Germany, Greece, Spain, Italy, on Malta, in Portugal, France, Finland, Czechia.
In Brazil, China, Latvia, Lithuania, Croatia, Japan traveller’s checks American Express should be exchanged into local currency.
You can take in your abroad trip traveller’s check for sum to 10000 USA dollars (or equivalent in other foreign currency).
In Pravex-Bank you can gain:
- traveller’s checks American Express – in USA dollars and Euro;
- cards Visa TravelMoney Cash Passport (certificate of the Bank in accordance with form 01 on transporting cards VTM Cash Passport outside Ukraine is issued free).
Prepaid card Visa TravelMoney Cash Passport is issued by company Interpayment Services Limited which is included into the group of companies Travelex. Card VTM Cash Passport allows to get cash in the currency of the country you stay through the net of more than 690 000 Cash machines VISA, situated in 130 countries of the world.
Main characteristics of VTM cards:
- is gained on sum from 100 to 10 000 USA dollars (+ to 5 additional cards, using prepaid money fund);
- is registered within 20 minutes, does not need opening of bank account and introducing identifying code;
- taking cash in cash machines Visa for the sum not exceeding $1000 a day;
- is not replenished, duration – 3 years;
- gives owners right to use a unique set of services Travelex Latitude (Immediate help on losing money or documents, medical help, urgent service of attorney and interpreter, booking a room in a hotel, calling a taxi etc.)
- If some unused traveller’s checks gained in our Bank remained, you can keep them till the next trip or cash in Pravex-Bank on favourable conditions.
Pravex-Bank pays cash foreign currency:
- on traveller’s checks Thomas Cook, American Express, Visa and Citicorp (traveller’s checks in USA dollars, English pounds are valid for payment; paying out of cash on traveller’s checks is accomplished in currency of the check minus commission bonus of the Bank)
- on checks, taken on collection (name and traveller’s checks are admitted in such currencies: USD, EUR, GBP, AUD, CAD, CHF, DKK, JPY, NOK, SEK. Compensation on check is paid within 30-40 days in USA dollars, Euro or English pounds minus commission of foreign banks and Pravex-Bank);
- on cards VTM Cash Passport gained in Pravex-Bank (balance of means on card is paid to owner in 3 bank days minus commission of the Bank).