Servicesfor individuals

Pension program

You do not have to queue on at the post-office or to wait for your pension at home for the whole day — we offer you to receive pension at PRAVEX-BANK. You have just to address the Bank and you will be able to receive pension at any time and any point of Ukraine.

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Car credit

Credits

For individuals

Standard conditions for credit arrangement for new cars purchase

Bank tariffs for the execution of a car credit

PRAVEX-BANK offers the possibility of receiving a credit for the purchase of a car of a domestic or foreign manufacturer in any showroom of Ukraine on the following conditions: **

•Conditions of providing a credit for the purchase of a new car

Type of vehicle

Credit term

- For passenger cars of foreign manufacturers of foreign and domestic assembly with a price of up to USD 20 000 (except for Chinese cars of up to USD 10 000 if the credit amount does not exceed USD 30 000 or its equivalent in another currency)
- For cars of CIS country brands (VAZ, GAZ) of domestic and foreign assembly (except for VAZ 2104, VAZ 2107, GAZ Volga)

Up to 7 years

- For passenger cars of foreign manufacturers of foreign and domestic assembly if the credit amount is from USD 30 001 to 60 000

Standard repayment scheme	Annuity repayment scheme
Up to 7 years	Up to 6 years

- For Chinese cars of up to USD 10 000, e.g., Cherry, Geely, etc.
- GAZ Volga, VAZ 2104, VAZ 2107.
- For passenger cars of domestic manufacturers (Slavuta, Tavriya)

Standard repayment scheme	Annuity repayment scheme
Up to 5 years	Up to 4 years

- For cars purchased for use in commercial purposes (cargo, passenger, cargo and passenger vehicles, e.g., Gazel, Bohdan)

Up to 4 years

- For passenger cars of any brand purchased to be used as taxis

Up to 3 years

Type of vehicle:	Initial contribution
- For passenger cars of foreign manufacturers of foreign and domestic assembly with a price of up to USD 50 000 (or the equivalent in another currency) - For cars of CIS country brands (VAZ, GAZ) of domestic and foreign assembly - For Chinese cars, e.g., Cherry, Geely, etc. - For passenger cars of domestic manufacturers (Slavuta, Tavriya) - For cars purchased for use in commercial purposes (cargo, passenger, cargo and passenger vehicles, e.g., Gazel, Bohdan) with a price of up to USD 20 000 (or the equivalent in another currency)	50%
- For cars purchased for use in commercial purposes (cargo, passenger, cargo and passenger vehicles, e.g., Gazel, Bohdan) with a price of over USD 20 001 (or the equivalent in another currency) - For passenger cars of any brand purchased to be used as taxis	50%
- For passenger cars of foreign manufacturers of foreign and domestic assembly with a price of up to USD 50 001 (or the equivalent in another currency)	By decision of the Credit Committee

Interest rates on credits:	USD	EUR	UAH
Credits for cars used for personal purposes	-^*	-^*	30.00%
For cars purchased for use in commercial purposes (cargo, passenger, cargo and passenger vehicles, e.g., Gazel, Bohdan)	-^*	-^*	30.00%
Credits for cars purchased for use in commercial purposes (passenger cars of any brand purchased to be used as taxis)	-^*	-^*	30.00%

** For credits for cars with a price of over USD 60 001 or the equivalent in another currency, the interest rate is established by a decision of the Credit Committee.

* Granting credits in a foreign currency has been temporarily suspended by Resolution of the NBU No. 319 dated 11.10.2008

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