Servicesfor individuals
Pension program
You do not have to queue on at the post-office or to wait for your pension at home for the whole day — we offer you to receive pension at PRAVEX-BANK. You have just to address the Bank and you will be able to receive pension at any time and any point of Ukraine.
all services↓also in section
Car loan
- Standard conditions for credit arrangement for new cars purchase
- Conditions of credit providing for used car purchase
- Necessary documents
- Partner car dealers
- The Rates of the Bank while drawing up the credit for the car purchase
Credits
For individuals
Standard conditions for credit arrangement for new cars purchase
PRAVEX-BANK provides the possibility of credit obtaining for a car of foreign or national assembling in any Bank's partner car dealer of Ukraine on following conditions**:
•Conditions of credit issue for new cars purchase:
| Type of vehicle | Crediting term | ||||
|---|---|---|---|---|---|
| - For foreign motor cars of foreign and national assembling (except of Chinese cars that cost up to USD 10.000) in case if credit amount is not exceeding USD 30.000 (or equivalent in other currency) - For motor cars of CIA countries (VAZ, GAZ, other) of foreign and national assembling (except of VAZ 2104, VAZ 2107, GAZ Volga) | Up to 7 years | ||||
| - For foreign motor cars of foreign and national assembling in case of credit amount from USD 30.001 to 60.000 (or equivalent in other foreign currency) |
| ||||
| - For motor Chinese cars that cost up to USD 10.000, for example Cherry, Gelly, other. - VAZ 2104, VAZ 2107, GAZ Volga - For passenger cars of national assembling (Slavuta, Tavriya) |
| ||||
| - For cars that are purchased for commercial use (trucks, passenger, dual-purpose vehicles, "Gazel", "Bohdan" etc.) | Up to 4 years | ||||
| - For passenger cars of any mark that shall be used as taxi | Up to 3 years |
| Type of vehicle: | First instalment |
|---|---|
| - For foreign passenger cars of foreign and national assembling that cost up to USD 50, 000 (or equivalent in other currency) - For passenger cars of CIA countries (VAZ, GAZ, etc) of foreign and national assembling - For passenger Chinese cars (for example Cherry, Gelly, etc.) - For passenger cars of national assembling (Slavuta, Taviya) - For cars that are purchased for commercial use (trucks, passenger, dual-purpose vehicles, "Gazel", "Bohdan" etc.) that cost up to USD 20, 000 (or equivalent in other currency) | 50% |
| - For cars that are purchased for commercial use (trucks, passenger, dual-purpose vehicles, "Gazel", "Bohdan" etc.) that cost from USD 20, 001 (or equivalent in other currency) - For passenger cars of any mark that shall be used as taxi | 50% |
| - For foreign passenger cars of foreign and national assembling that cost from USD 50, 001 (or equivalent in other currency) | by Credit committee decision |
| Interest rates on credits: | USD | EURO | UAH |
|---|---|---|---|
| Credits for cars purchased for personal / private use | -* | -* | 30.00% |
| Credits for cars purchased for commercial use (trucks, Passenger, dual-purpose vehicles, for example "Gazel", "Bohdan") | -* | -* | 30.00% |
| Credits for cars purchased for commercial use (passenger cars of any mark that shall be used as taxi) | -* | -* | 30.00% |
** - Credit interest rates for cars that cost more than USD 60, 001 (or equivalent in other currency) is established by Credit committee decision.
* - Crediting in foreign currency is temporarily suspended in connection with NBU regulation Nr. 319 of 11/10/2008
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