Consumer Loan

1. Can I obtain a loan if I have no residency registration and I can’t confirm my income?
2. I want to obtain a loan in Kyiv where I live and work, but my residency registration is in another city. Can I arrange for a loan in Kyiv?
3. I took out a loan in Kyiv. Please advise, where can I make repayments on the loan?
4. Can I prepay my loan? What commission fee is charged by the Bank in such a case?
5. In what shops can I buy goods on credit?

•Can I obtain a loan if I have no residency registration and I can’t confirm my income?

You can arrange for a consumer loan under the Easy package without providing an employee earnings certificate, in which case you will have to indicate the source of your income. However, the availability of a stamp of valid residency registration in your passport is a mandatory condition, without adherence to which no loan will be granted.

•I want to obtain a loan in Kyiv where I live and work, but my residency registration is in another city. Can I arrange for a loan in Kyiv?

Yes, you can, since there is no strict requirement in our Bank for a client's residency registration in the region (city) where the loan is obtained.

•I took out a loan in Kyiv. Please advise, where can I make repayments on the loan?

You can repay a consumer loan in any of more than 550 outlets and branches of Pravex-Bank PJSCCB throughout the territory of Ukraine.

•Can I prepay my loan? What commission fee is charged by the Bank in such a case?

You are entitled to prepay your loan both in full and in part without any commission fees charged or penalty provisions applied by the Bank.

•In what shops can I buy goods on credit?

You can purchase goods on credit in any shop with which PRAVEX-BANK PJSCCB has entered into a general agreement.

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