Second pension is the service offered by PJSCCB PRAVEX-BANK for pension card holders that provides establishing on your account a revolving credit facility of up to 97% of the average monthly pension or social allowances.
Credit terms
The interest rate for the credit facility use is 3% monthly. The interest is accrued only on the used part of the credit facility for the actual number of days of credit use.
Repayment is carried out at the expense of the monthly pension or social allowances transferred onto the account. It is also possible to repay the principal and the interest by cash or non-cash crediting of the card account, including third parties.
Account currency - UAH.
Maximum credit term - 1 year.
Credit is granted with the financial guarantee of a third party.
Main advantages of the Second Pension service:
- possibility to withdraw cash from ATMs and bank outlets, and payment for goods and services not only at your own expense, but at the expense of bank credit funds without waiting for the next pension or social allowance;
- possibility to use credit funds at your own discretion;
- automatic repayment of the accrued interest at the expense of monthly pension or social allowances crediting;
- the customer has the opportunity to benefit from a wide range of additional services and flexible system of discounts for goods and services in the trade and service network in accordance with the bank discount program.
If you are already a PJSCCB PRAVEX-BANK pension card holder, we are ready to activate the Second pension service for your card as soon as possible. You need to apply to any PRAVEX-BANK outlet, provide the guarantee agreement signing by your guarantor and present:
- passport of a citizen of Ukraine;
- certificate of tax identification number;
- pension certificate.
For additional information, please refer to PJSCCB PRAVEX-BANK information center 24 hours by phone: 0 (44) 201-16-17 (in Kyiv), 0-800-500-450 (free from fixed-line phones in Ukraine).
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