«Universal»

International payment card that allows client to use credit means within the frames of fixed credit limit.

Credit card can be registered and unregistered (instant one issued during client's first appeal to bank), as well as international and local is valid within Ukraine.

Conditions of crediting:

• Size of credit limit - 500% from salary, but not more than 2 000 USA dollars.
• Term of crediting - up to 2 years.
• Percentage stake - 2,5% a month.

Main advantages of product:

• minimal expenses for drawing up and establishing of credit limit;
• credit is provided without pawn in form of renewable credit line. On repaying of part of credit body it becomes available again;
• payment of percentage only for actually used part of credit line and for actual number of days of using a credit;
• there is no schedule of repayment;
• possibility to spend credit money to your own liking - there is no purposeful using of credit money;
• you can use credit by taking money through cash machines or departments of the banks, or in cashless form - paying for goods and services by means of payment card.

Documents necessary for opening of private credit card "Universal":

• passport of citizen of Ukraine
• identifying numbercertificate
• about income (salary) for the last 6 months.

Main Visa Classic International card peculiarities

• possibility of settlings in any point of the world in the currency of the country of staying thanks to wide net of reception of card all over the world: more than 20 million of trade points, more than 870000 cash machines and 420000 departments of banks;
• card is accepted for payment for goods and services in Internet, by phone or on orders by mail;
• ensures number of additional services, such as: support of card holders on questions of getting information from the bank-issuer; round-the-clock monitoring of operations by card, urgent issue of cash means or urgent exchange of the card in case of its loss or theft etc.;
• discounts and special propositions are provided by card all over the world on paying for hotels, renting cars, payment for goods and services within the frames of program Visa World Best Offers, and also on the territory of Ukraine within the frames of discount program of the bank.

To get additional information address Information service of PRAVEX-BANK by phones:
In Kyiv: 201-16-17 (round-the-clock)
In Ukraine: 8-800-500-4-500 (round-the-clock, free from stationary phones)